Review our checklist to find out what you need before you apply. Our team is here to help with any questions.
Get Funded
Every Small Business Can Use a Lift
For small business owners, the number one barrier to success is access to affordable funding options. You need a trusted advisor who can help you come up with a plan and get the funding you need to do great things.
I'm Ready to Apply
The funds you need are just a few steps away.
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We can help you prepare
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Fill out the application
You’ve done the prep work, now you’re ready to apply or complete an application in progress.
How it works
Get funded in as little as 24-hours
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Check Eligibility
Our simple checklist can help determine the type of funding you qualify for.
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Gather Documents
It typically takes less than 20 minutes to gather the documents you need.
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Submit Application
Start or finish your application and hit submit! We’ll get in touch quickly with our decision.
Funding that's affordable
0%
Rates as low as
1–15 years
Term length
$500–$10M
Loan amount
2–3 days
Avg. Time to Fund*
*from date of receipt of completed application, including all necessary documentation
WHAT CAN
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DO FOR YOU?
Get the financial backing you need for the business success you deserve.
- Purchase machinery, tools or upgrade equipment
- Stock up on inventory for seasonal demand
- Manage cash flow during slow periods
- Cover operating expenses like payroll, rent and utilities
- Finance your own commercial real estate space
- Fund startup costs for your new business venture
Frequently Asked Questions
What types of loans can I get?
The right funding for you depends on your specific business goals and needs. LiftFund offers a range of funding options, including:
- Working Capital Loans
- SBA Loans
- 0% Interest Loans
- Real Estate Financing
- Disaster Relief Grants
- Start-Up Funding
How much can I qualify for, and what interest rate would I get?
Our goal is to make funding affordable and accessible. Depending on your business’ needs and long-term goals, financing options can range from $500 to $1 Million.
We also offer grant programs and interest rates well below market value, with some starting as low as 0% (depending on where your business is located). To find out what rates and terms you qualify for, get started with your application. We’ll take it from there.
How do I know if I’m eligible?
Our borrowers are startup entrepreneurs, established small business owners – and everyone in between. The one thing they all have in common is that they’ve found themselves unable to get funding through traditional lenders – but we believe that shouldn’t stop them from chasing their dreams. Click here to download our eligibility guidelines.
How do I apply and what do I need to get started?
You can easily apply online! Before you start, find out what documents you’ll need on our Am I Ready? page. Our team is available to help you with any questions you might have.
How long does the application process take?
The application takes about 20 minutes to fill out, and once everything is complete you can typically get funded in 3-5 business days. If you have any questions, we’re here to walk you through every step.
What if I don’t have the best credit?
That’s perfectly okay! Whether you have limited credit, collateral, or experience, we consider the whole picture, and we can work with you to find affordable access to the right loan for your needs. Many of our clients were originally denied elsewhere and we understand you are more than your credit score.
Are there any free resources I can access?
Aside from our affordable loans, LiftFund supports entrepreneurs by providing free personalized financial coaching, networking events and training workshops, and a digital library with business courses, tutorials, and guided sessions. Our resources are free and welcome to everyone, as we want to ensure your success.
Can I get business coaching even if I don’t take out a loan?
Yes, you can receive business coaching even if you don’t need a loan. Our resources and expert advisors are available to everyone at no cost.
We provide free guidance and resources on creating business plans through one-on-one advising, workshops, templates, and other tools. You don’t need to have everything planned to reach out. We can help you build it step by step.
What does LiftFund do?
LiftFund is a nonprofit organization dedicated to helping small businesses succeed. We provide affordable loans and grants, business guidance, and support services to small business owners who may not qualify for traditional funding.
Have a specific question? We're ready to help.