You've got the dream and the drive, now it's time to get funded quickly. Still have questions?
We're here to help.
Am I Ready?
You're Closer Than You Think
It typically takes less than 20 minutes to gather all the documents you need.
ARE YOU ELIGIBLE?
- You must be over 21 years of age
- Startups welcome for eligible industries
- Must be able to show 6 months of positive credit history
What you'll need to apply
Download a printable version of this checklist to help gather the right documents
for your application.
Employer Identification Number
Your EIN (Employer Identification Number) is a unique nine-digit number from the IRS that identifies your business for taxes. If you have an EIN, include it in your application. If you don’t have an EIN, you can use your SSN instead.
Social Security Number or ITIN Number
This will be requested of the applicant and any co-borrowers. Our online application allows you to add multiple co-borrowers. Their SSN or ITIN will be required to complete the application. Find more information on your ITIN number here.
Driver's License
We'll need your state issued driver's license or identification number to complete the application process.
Monthly Budget for your Household and Business
Be prepared to provide your monthly household income, as well as your business revenue and expenses.
Financial Documents
Depending on the loan amount, we typically ask for your three most recent months of personal and/or business bank statements. We may also request your most recent tax return(s).
Collateral
Collateral is required for all loans. This typically means a lien on your business assets and the items financed with the loan proceeds, though additional assets may also be considered.
I'm Ready To Apply
Checklist complete! Get started or complete an application in progress.