City of San Antonio’s
Zero Percent Interest Rate Loan Program

The City of San Antonio and LiftFund have partnered to support small business owners and aspiring entrepreneurs with funding to reach their business goals.

Currently not accepting new applications as all available funds for the current cycle have been fully utilized. More funds will become available on October 1, 2025. Please check back then for updates.

Program Overview

Fixed interest rate at 0%
Loans from $500 to $100,000
For small businesses located in, or relocating within, San Antonio city limits, and those intending to hire at least one full-time position.

Small businesses who have previously received a loan from this program in the last two years are not eligible to apply.

This program is subject to LiftFund’s credit and lending guidelines, including inability to secure funding through traditional commercial sources. Other fees may apply.