Disaster Relief Loans

City of Corpus Christi & Nueces and San Patricio Counties Disaster Relief Loan Program

In partnership with the City of Corpus Christi, LiftFund is able to provide 0% interest loans up to $25,000 to help Corpus Christi small businesses that have suffered losses as a result of COVID-19. Relief loans for small businesses in Nueces and San Patricio Counties are available with the support and partnership of the Port of Corpus Christi.

How it works:

  • Business owners must apply online at to begin the application process and are subject to credit review and financial assessment.
  • Loans will range in value up to $25,000 and will be approved based on such factors as need, location, planning, eligibility and availability of funds.
  • Funds may be used for working capital, covering expenses of debt and workforce needs.
  • Once an application is approved, businesses will need to submit additional receipts and/or invoices for the items they are utilizing the funds.
  • Companies that qualify can apply for the LiftFund COVID-19 Loan and Grant programs, but are only eligible to receive one or the other.

Repayment Terms:

  • Initial 120 day deferral of P&I upon closing the loan
  • Terms are based on size of loan:
    • 24 months for loans up to $15,000
    • 36 months for loans up to $25,000


  • Annual gross revenues of not more than $1.5 million from all business activities at all business locations
  • Must be in good standing with creditors for at least six months prior to COVID-19 outbreak.
  • Loans are limited to businesses that are located and will reopen in same location in City of Corpus Christi
  • Demonstrates a loss of at least 15% of revenue in the period beginning March 1, 2020.
  • Must be verified through one or more of the following:
    • Plaid access via LiftFund or Paper documentation via bank accounts
    • Business will demonstrate/show plan of action including assessment of financials to stabilize with funds as part of the assessment.
    • The assessment and planning will be done as consultations with the applicants. Team members will assist and review with the applicants. See form here.


  • Last 90 days of bank or statements connected to business demonstrating expenses and revenue; business formation verification, plan of action document, any pending tax documentation items
  • Documentation of funds used in the loan required.